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What is an ICO - BIG Risks of an Initial Coin Offering ExplainedICOs are initial coin offerings and bring new crypto tokens to market. Here's how they work, and what investors should know before ICO investing. However, the ICO is illegal if the project and coin don't pass the Howey Test used by the U.S. Securities and Exchange Commission (SEC) to determine if an offering is an investment instrument. An initial coin offering (ICO) or initial currency offering is a type of funding using cryptocurrencies. It is often a form of crowdfunding.
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